Welcome to 16 Harwinton Ave. This ranch style home (one floor living) has been meticulously cared for over the last 8 years. Sit at the beautiful kitchen island that showcases just some of the owners wood working talent, stainless steel kitchen appliances were upgraded this year, with bamboo flooring in the main living space. Sun light enters this home from the south facing glass front wall that provides warmth and natural light in the main living area. In the colder months the wood stove insert easily warms the entire home that helps keep the cost of the electric heat to a minimum. Other upgrades are newer roof, attic insulation, gutters, and garage door. The main full bathroom has custom wood finish, handcrafted wood vanity and a tub for bathing. The second full bathroom gives you a walk in custom tiled shower. The doors and windows are modern and energy efficient. This home maybe only 1200 sq ft but gives you plenty of options. Sit outside on the covered porch enjoying your morning coffee while reading your book, or if your a handy person the oversized 2 car garage comes with 120 outlet for a welder with separate breaker and the 60 gallon compressor also on a separate breaker and carport, the spacious garage also has a workshop to the rear that gives plenty of space to create. The large flat backyard is for the gardener in you. A combination shed/green house adds more storage for your home equipment and the green house lends to starting your garden plants early. Schedule your private viewing today.
Type | Description | Level |
---|---|---|
Bedroom 1 | Main | |
Dining Room | Hardwood Floor | Main |
Living Room | Fireplace,Wood Stove,Hardwood Floor | Main |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,999 | $239,999 | $239,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $459 | $459 | $459 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,597 | $1,595 | $2,024 |
Total Monthly Payment | $2,131 | $2,129 | $2,558 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.