One or more photo(s) has been virtually staged. PALMA CEIA PARK BUNGALOW. WELCOME HOME to your CHARMING & SPACIOUS 2 bedroom, 1 bathroom “Home Sweet Home Bungalow” built in 1942. Enjoy morning or evening strolls around the brick-lined streets of Palma Ceia’s beautiful historic neighborhood. Heated square footage 1, 147 with total square footage of 1, 432. As you pull up you will first notice the BEAUTIFUL CURB APPEAL with tropical mature landscaping and oak trees. When you enter the home it is light, bright and inviting. Features include a large living room with an adjacent separate dining room all with original wood flooring and plaster walls. The spacious family room is a retreat for the family or could be turned into a fun game room. The family room has new laminate flooring. The kitchen cabinets and countertop were updated in 2019 featuring plenty of cabinet / storage space with two pantries. The door off the kitchen leads to your 12' x 22' screened lanai where you can relax while sipping your morning coffee or unwind after a hard days work. The backyard is private and fenced waiting for your personal outdoor touches. Both bedrooms are bright with ample closet space and ceiling fans. The laundry room is conveniently situated inside the home. Roof was replaced in 2017, Hot Water Heater 2024, HVAC 2012. This sought after location offers A-rated Roosevelt Elementary, Coleman Middle School and Plant High School. There are an abundance of restaurants / shopping, minutes away from Palma Ceia Golf and Country Club, waterfront Bayshore Boulevard, Hyde Park Village and vibrant downtown Tampa. Call to schedule a private tour and experience the wonderful Palma Ceia neighborhood for yourself. Don’t miss your chance to make this special home your own. Located in FLOOD ZONE X, no flood insurance required.
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Our Executive Mortgage Banker:
Our Insurance Division:
$689,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $551,600 | $551,600 | $551,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $136 | $136 | $136 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,670 | $3,666 | $4,652 |
Total Monthly Payment | $3,898 | $3,894 | $4,880 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.