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78 Lima STREET, Punta Gorda, FL, 33983 | $435,000
Under contract-accepting backup offers. Beautifully spacious POOL home located in the desirable Deep Creek Community! This 3-bedroom, 2-bathroom gem spans 2, 522 square feet and offers an abundance of space, natural light, and convenience… One of the standout features of this home is the versatile 4th room, separated by a STYLISH BARN DOOR, which could be used as an ADDITIONAL BEDROOM, home office, gym, or creative space. The UPDATED kitchen boasts solid surface countertops and wood cabinets, closet pantry, newer stainless steel appliances including a range with an air fryer and convection oven, and a breakfast bar and dinette overlooking the sparkling pool! The primary suite features a view of the pool, two closets, ensuite bathroom - linen closet, a newly tiled floor and walk-in shower, and a separate garden tub for relaxation. Generously sized guest bedrooms provide walk-in closets and share a guest bath with access to the lanai and pool. Sliding doors from the primary bedroom, kitchen/dinette, dining/living room, and 3rd bedroom offer additional access. Additional highlights include an expansive laundry room with cabinets, sink, washer, dryer, freezer, and additional refrigerator. Per Seller/County permits – AC 2024, Hot Water Heater 2022, ROOF 2019.
Situated on an OVERSIZED CORNER LOT with CITY WATER and SEWER ~ NOT in a flood zone ~
And for those who love an active lifestyle, the neighborhood includes miles of sidewalks for walking, a golf course, park, tennis and pickleball courts, community events and clubs—plenty of options to stay active and connect with the community.
Located just minutes from popular coffee shops, dining spots, and shopping centers, and with quick interstate access, commutes are a breeze. Only 10 miles to Historic Downtown Punta Gorda, 11 mi to Punta Gorda Airport, 28 mi to Englewood BEACH / Manasota Key, and 48 mi to Southwest International Airport. Don’t miss the opportunity to experience this lifestyle—schedule your tour today!
Features
- Amenities: Basketball Court, Pickleball Court(s)
- Rooms: 12
- Bedrooms: 3
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Year Built: 1991
- Garage: 2-car Garage Door Opener
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,522
- Acreage: 0.33
- Est. Taxes: $7,225
- HOA Fee: $200 Annually
- Lot Desc: Corner Lot, Cul-De-Sac, Landscaped, Oversized Lot
- View: Pool
- Pool: Gunite, Heated, In Ground, Outside Bath Access, Screen Enclosure
- Pet Policy: Yes
- Appliances: Dishwasher, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer
- MLS#: D6138708
- Days on Market: 17 days
- Website: https://www.raveis.com
/prop/D6138708/78limastreet_puntagorda_fl?source=qrflyer
Listing courtesy of FLORIDIAN REALTY SERVICES, LLC Phone: 941-697-9400
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
78 Lima STREET, Punta Gorda, FL, 33983
$435,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $348,000 | $348,000 | $348,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
| Monthly Tax Payment | $602 | $602 | $602 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,315 | $2,286 | $2,935 |
| Total Monthly Payment | $2,992 | $2,963 | $3,612 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388