MOTIVATED SELLER is accepting all offers! Handy man and investor opportunity. The 55+ community of Terra Ceia is land owned with no lot rent. The low monthly HOA fee of $164 includes water, lawn care, trash and park amenities including the community pool, horseshoes and shuffleboard. Also enjoy activities such as coffee hour, poker, bridge, bingo, game night and potluck dinner just to name a few. This charming 2 bed 2 bath is located on a quiet street yet close to the amenities. The master bedroom has an ensuite and a walk in closet. All furniture in the unit is also included which have no monetary value. The front of the home lost the roof on the Florida room during hurricane Milton so the property is being sold "As Is. " (pictures included. ) There are also water stains on the ceiling inside the property located in the kitchen and living room. This is a great opportunity for someone handy or an investor to complete the repairs themselves. It's conveniently located close to everything like I75, I275, beaches, restaurants, shopping and the famous Peggy's Corral.
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Our Executive Mortgage Banker:
Our Insurance Division:
$99,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $79,200 | $79,200 | $79,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $73 | $73 | $73 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $527 | $520 | $663 |
Total Monthly Payment | $674 | $667 | $810 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.