23040 Central AVENUE, Punta Gorda, FL, 33980 | $199,900

This FIXER-UPPER could be the perfect opportunity to create your own 'Old Florida Style' home! This 1/3 acre corner property has beautiful large oak trees and is only one block away from the coast of Charlotte Harbor and the Bayshore Live Oak Park. This once adorable home sustained damage during the last two storms and is now a blank canvas for its next owners. Close to $40k in professional water and mold mediation has already been completed in preparation of selling. This home is just over 1600sq. ft. with 3 bedrooms, 2 baths, an interior laundry room and a nice sized screened lanai. Metal roof was installed in 2014. Public water and sewer are already connected. The location is close to shopping plus numerous restaurants and eateries inside the Sunseeker Resort which is only one mile away. Boat ramps, local fishing spots, Edgewater Dog Park, Charlotte Harbor Yacht Club, and Port Charlotte Beach Park are nearby. Enjoying the outdoors and water views, you can take advantage of the beautiful sidewalks and walkways extending along the coastline then leading up over the Charlotte Harbor bridge, past the Tiki bar, and into the City of Punta Gorda with even more to offer. There are no deed restrictions or homeowners association fees. This is a great location for a vacation getaway, an Airbnb, or your new forever dream home. **A 1/3 acre lot located directly behind this property is currently for sale by a different owner which gives the opportunity to own 2/3 acre for even more potential!** The shed behind the home will be removed prior to closing.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 123 x 114
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 1958
  • Garage: Circular Driveway, Off Street
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,616
  • Acreage: 0.32
  • Lot Size: 123 x 114
  • Est. Taxes: $2,663
  • Lot Desc: Corner Lot, FloodZone, Oversized Lot
  • View: Trees/Woods
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: None
  • MLS#: C7499801
  • Days on Market: 17 days
  • Website: https://www.raveis.com
    /prop/C7499801/23040centralavenue_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/23/2024 11:32:07 PM)
Listing courtesy of RE/MAX PALM REALTY   Phone: 941-743-5525

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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23040 Central AVENUE, Punta Gorda, FL, 33980

$199,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $159,920 $159,920 $159,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $222 $222 $222
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,064 $1,063 $1,371
Total Monthly Payment $1,361 $1,360 $1,668

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.