Under contract-accepting backup offers. Euclid St Paul is the hottest neighborhood in St. Pete. Not in the flood zone, not in an evacuation zone, over 50ft in elevation and just minutes on a bike lane to downtown St. Pete and Crescent Lake. This is THE PLACE to buy! This two-story home is the perfect blend of timeless character and untapped potential. A solid structural foundation and great layout it is full of possibilities and personalization, making it a fantastic opportunity for those looking to create their dream space. New AC (2023) Kitchen can be updated and has extra rooms adjacent that can be incorporated. There is a bonus large room on the first floor for a 4th bedroom, office, playroom, etc. The front porch could be another room (not in the sqft) or opened back up with screens and the Primary bedroom has a large room adjacent that could be converted to a Primary bathroom and walk in closet. Huge two car garage with a 1/2 bath and a large yard for a pool. Why pay $1. 8M for boring new construction when you can update this for so much less and have more charm, character and style. Save our neighborhood. NO MORE TEARDOWNS and be a part of the great history of this amazing gem of a location.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $640,000 | $640,000 | $640,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $227 | $227 | $227 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,258 | $4,254 | $5,488 |
Total Monthly Payment | $4,577 | $4,573 | $5,807 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.