Welcome to this beautiful, newly updated colonial nestled in the heart of charming East Northport, situated on a quiet cul-de-sac just minutes from Main Street and close to all conveniences. This delightful home offers a bright and spacious main floor with a living room, dining room, guest bathroom and family room, providing ample space for gatherings. Upstairs, you'll find three cozy bedrooms and a convenient full bath layout. The newly renovated kitchen is a chef's dream, featuring quartz countertops, durable porcelain finishes, and state-of-the-art Samsung appliances. Downstairs, a finished basement includes a new Samsung washer and dryer, an electric hot water heater, and a separate 18, 000 BTU HVAC system for efficient heating, cooling, and dehumidification. The property boasts a well-maintained attached garage with an insulated door, tiled floors, and a MYQ smart wifi opener. Above ground oil tank and a backup oil furnace. Outdoors, enjoy a private retreat with a 5-person enclosed hot tub surrounded by beautifully manicured, illuminated landscaping. A 4-zone smart irrigation system keeps the grounds lush, and the new deck offers the perfect spot to relax. Additional features include a 2-zone, 48, 000 BTU central air conditioning system with heat pumps, energy-efficient cellulose attic insulation, and brand new windows, and siding for enhanced comfort and efficiency. Only 10 minutes away from Crab Meadow Beach and few minutes from the town center. This meticulously maintained colonial blends modern amenities with timeless charm, making it the perfect place to call home. , Additional information: Appearance: excellent
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Our Executive Mortgage Banker:
Our Insurance Division:
$779,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $623,200 | $623,200 | $623,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $852 | $852 | $852 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,304 | $4,199 | $5,301 |
Total Monthly Payment | $5,248 | $5,143 | $6,245 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.