Located in beautiful Pelham Gardens, this brick, attached, two family home is a three bedroom one and a half bath duplex over a one bedroom walk-in, each with its own entrance. Upon entering the spacious and bright duplex, the main floor has a living room, dining room, eat-in kitchen, half bath and entrance to the fenced-in back yard via a covered deck. On the second floor of the duplex is a large main bedroom, an average sized second bedroom and a third bedroom suitable for an office space. There are closets in each room offering ample storage space, plus a linen closet in the hall and a full bathroom with a window. Close to multiple bus stops including express to Manhattan, the train, major highways, gas stations, and local conveniences such as the restaurants, Bay Plaza Mall, Jacobi Hospital, and supermarkets. Will be delivered vacant. Make this home yours! (house is occupied - DO NOT DISTURB)
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $568,000 | $568,000 | $568,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $490 | $490 | $490 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,779 | $3,775 | $4,790 |
Total Monthly Payment | $4,361 | $4,357 | $5,372 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.