Welcome to the serene haven of Old Farm Ridge, where this cozy free-standing Cape Cod-style home eagerly awaits its new owner. Nestled in a beautifully maintained complex, this unique property offers the best of both worlds: the privacy of a standalone single-family home combined with the ease of condominium living. With its timeless Cape Cod design, this delightful two-level residence features a finished basement, providing ample space for all your needs. Step inside and be greeted by the warm, inviting atmosphere of two cozy bedrooms and the possibility of a third. Along with one full and one half bathroom this home is perfect for comfortable living. Set in a picturesque neighborhood with well-kept streets and landscaping, this home exudes charm and tranquility. The low monthly HOA fee of just $78, along with an annual land lease payment of only $200, ensures stress-free living with community maintenance handled by the homeowners' association. In move-in condition and ready for you to create lasting memories, this captivating property is a must-see. Don't miss the chance to make this charming Cape Cod-style home yours and enjoy the perfect blend of convenience and charm at Old Farm Ridge!
Type | Level |
---|---|
Bedroom 1 | Upper |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $164,000 | $164,000 | $164,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $316 | $316 | $316 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,091 | $1,090 | $1,383 |
Total Monthly Payment | $1,482 | $1,481 | $1,774 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.