Presented byTanya S. Reyes |
NEWLY RENOVATED WITH NEW ROOF AND HVAC! Welcome to this delightful 2-bedroom, 1-bathroom home nestled in the sought-after Allendale neighborhood of St. Petersburg. Perfect for first-time buyers or those looking to downsize, this property combines modern updates with classic charm. Key features include a bright and airy living space that flows seamlessly into the kitchen, an updated kitchen featuring new stainless steel appliances, granite countertops and ample cabinetry, two comfortable bedrooms with generous closet space and built-in storage, a bonus room off of the kitchen which could be your home office or dining room, and a fully fenced back yard with lots of room for entertaining or relaxing! Located in a friendly community, you’ll be just minutes from local parks, trendy shops, and vibrant dining options, with easy access to downtown St. Petersburg and the beautiful Gulf beaches.
This charming home is a fantastic opportunity in a desirable area! Schedule a showing today and experience the St. Pete lifestyle!
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Our Executive Mortgage Banker:
Our Insurance Division:
$359,000
Sales Associate
William Raveis Real Estate
Phone: 860.538.4448
Tanya.Reyes@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,200 | $287,200 | $287,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $244 | $244 | $244 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,911 | $1,887 | $2,422 |
Total Monthly Payment | $2,230 | $2,206 | $2,741 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.