Under contract-accepting backup offers. LOCATION! LOCATION! LOCATION! Have you been waiting to get into Hollingworth Terrace, now is the time! Homes on this brick street in between Lake Hollingworth and Lake Horney do NOT come up often. This 1960's bungalow has been loved well and cared for by its owner. Clean, tidy and turn key. 2 bedrooms and 2 full baths! Roof replaced Dec 2015, HVAC replaced June 2018, Water Heater replaced 2018. Double Paned Bump In Windows, Laminate Flooring, Fenced Yard and a One Car Garage. The owner has preserved the appeal of yesteryear as much as she could. Be sure to notice the original glass door knobs and the cute built in dining window shelves. Enjoy mornings or afternoons on the large screened back porch overlooking a tranquil large and nicely landscaped yard. One bedroom has a true en-suite and access door to back porch. The other bedroom shares the guest bath that has been tastefully updated keeping with the vibe of the era. This home is perfect for those downsizing, first time home buyer, investor for the rental portfolio or even employees or students of Florida Southern College. The walk score is amazing. If you know Lakeland than you know walking Lake Hollingworth is a big deal. . . imagine just strolling out your front door and 9 homes down you are there! This location also provides easy access to downtown Lakeland and its evolving vibe, Dixieland District and Lakeland Regional Hospital is approximately 4 miles away. Perfect starter home someone just graduating medical or nursing school too! Don't wait on this one, you will be pleasantly surprised at this affordable deal for the Hollingsworth Lifestyle.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $60 | $60 | $60 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,464 | $1,462 | $1,886 |
Total Monthly Payment | $1,599 | $1,597 | $2,021 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.