All set and READY TO GO! This home has been completely rehabed from top to bottom! on the exterior, you can see a new roof and a complete paint job on the wood siding with all new double pane replacement windows throughout. The covered front porch is large enough and comes with a side closet area perfect for storage of outside equipment. Entering the front door, you will see a brand-new white kitchen cabinets, kitchen countertops and new stainless-steel appliances. The updated bathroom has a large glass enclosure corner, shower and hook ups for your washer and dryer all on the main floor. New carpeting and all interior painting finish off the home making it a true move-in Reddy property. Outside there's plenty of parking and a nice level yard for gardening or outside activities with city water/sewer adding to the ease of home ownership. Walking distance to downtown Putnam and all the activities that the town of Putnam has for you. shopping, restaurants, grocery stores all of it within walking distance of this home.
Type | Description | Level |
---|---|---|
Bedroom 1 | Built-Ins,Wall/Wall Carpet | Upper |
Kitchen | Eating Space,Vinyl Floor | Main |
Living Room | Laminate Floor | Main |
Primary Bedroom | Built-Ins,Walk-In Closet,Wall/Wall Carpet | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,920 | $183,920 | $183,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $270 | $270 | $270 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,224 | $1,222 | $1,551 |
Total Monthly Payment | $1,569 | $1,567 | $1,896 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.