This charming two-story house features 3 bedrooms, 2. 5 bathrooms, 2 car garage and a huge backyard with a deck overlooking your land that is completely fenced in along with a super cute front porch and a newer ROOF 2023. Located on an oversized . 27 acre lot on conservation with no backyard neighbors. The kitchen features warm maple wood cabinetry and stainless steel appliances. Countertops are granite-tiled. A sunny breakfast nook adjoins kitchen. The family room features a wood-burning fireplace and newer glass sliders to the beautiful deck overlooking the fenced-in backyard. There are two additional rooms (Dining Room or an office/Den). Master bedroom features two closets and a linen closet. All bedrooms feature wood laminate flooring professionally installed. The kitchen, laundry room and family room are ceramic tile, with no carpets in the home. The HVAC and duct work was replaced in 2017. New windows /Slider Doors installed 2017, Freshly painted exterior (2020). New Composite front porch added (2021) This neighborhood offers great amenities at the Lake Padgett Clubhouse facility which features a huge swimming pool, 9 lit tennis courts, racquetball, basketball, track, picnic facilities, bar and lounge, short order restaurant, party room and more! This is all yours with NO CDD and LOW HOA fees of $52/mo. Close by: Library, Recreation complex with ball fields/pool/gymnasium; Shopping, Hospitals, Restaurants, and easy access to I75, Veterans and Suncoast Expressways. **Shed in the backyard stays with the property.
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Our Executive Mortgage Banker:
Our Insurance Division:
$414,777
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $331,822 | $331,822 | $331,822 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $363 | $363 | $363 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,208 | $2,180 | $2,798 |
Total Monthly Payment | $2,646 | $2,618 | $3,236 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.