The perfect blend of charm and practicality in this inviting ranch-style home, located in the heart of Tannersville. Set on a peaceful suburban street, this property offers a serene escape while keeping you close to the vibrant local attractions, including Tannersville Park and the scenic Rip Van Winkle Lake. Step inside to find a thoughtfully designed layout featuring two cozy bedrooms, a bonus room that adapts to your needs, and a separate library perfect for quiet study or creative pursuits. The full formal dining room is ideal for hosting gatherings, while the expansive family room, complete with a wood-burning fireplace, invites cozy evenings by the fire. The Florida room provides a bright, airy space to unwind and enjoy views of the beautiful backyard, which stretches across a double lot and includes a private wooded groveyour own little slice of nature. The mountain views from the front picture windows add to the home's allure, making every day feel like a retreat. A detached garage offers plenty of room for your car, outdoor toys, or a workshop to bring your projects to life. The partially finished basement includes a laundry/utility room and a game room that's ready for a fresh update, giving you the perfect canvas to add your personal touch. With a recently upgraded kitchen, this home is move-in ready, making it an ideal starter home in the village. Enjoy the benefits of low taxes and municipal services, all while being just minutes from the local shops, restaurants, and outdoor adventures that make Tannersville a cherished destination in the Catskills. Don't miss your chance to start the next chapter in this delightful village home!
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,996 | $1,994 | $2,572 |
Total Monthly Payment | $2,071 | $2,069 | $2,647 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.