Presented byNikki McMann |
Embrace a lifestyle of leisure and adventure with coveted lake rights and a picturesque public golf course both just a short stroll away! Nestled in a quiet, sought-after neighborhood, this home is ready for your personal touch. Enjoy exclusive access to a beautiful sandy beach, where you can indulge in a variety of lake activities, including boating, fishing, swimming, water skiing, paddle boarding, and kayaking. Lake association fee is only $175 per year. Golf enthusiasts will love nearby Putnam County Golf Course, an 18-hole championship course designed by William F. Mitchell, offering stunning vistas amidst the scenic beauty of the Lower Hudson Valley. This home is full of potential and is being sold strictly as-is. New water tank and water softening system (2024). New roof and boiler approximately 10 years ago. Don't miss your chance to make it your own! Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Attached,
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$475,000
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 917.349.4763
Nikki.McMann@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $1,025 | $1,025 | $1,025 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,560 | $2,526 | $3,205 |
Total Monthly Payment | $3,660 | $3,626 | $4,305 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.