Welcome to your Harbor Island dream home! This beautiful second-row home features sweeping 360 degrees ocean front and marsh views. Enjoy your morning coffee watching the sun rise, listening to the rustle of palm trees and waves, while catching the ocean breeze from the front exterior decks. At the end of your perfect beach day, enjoy the solitude of the back third-floor porch while soaking in the stunning sunset.
With newly painted exterior in 2023 and 2 new HVAC units in 2024, this well-maintained home is ready to move in. The open design of the main floor makes it perfect for entertaining or family gatherings. The living area features hardwood floors and a wood burning fireplace. This entertainment area is open to a fully equipped kitchen featuring beadboard cabinetry, silestone countertops, large bar seating, all new stainless-steel appliances, and a large pantry. The dining room is situated in the rear of the home to enjoy the beautiful sunset views over the river and marsh. A laundry closet is conveniently located off the kitchen with new commercial grade washer and dryer, also two additional closets in the hallway for ample storage. A dumbwaiter from the garage to both main floors makes loading groceries, luggage, and supplies into the home a breeze.
The first floor features a master bedroom complete with hardwood flooring, large bath and 2 closets for extra storage space. A sitting room accessible from both the master and living areas offer a great place for reading, napping or family game night. Two guest bedrooms located on the opposite side of the first level share a full bath remodeled in 2024. The stairway to the upstairs brings you to the ultimate master ensuite. The bedroom features Brazilian Cherry hardwood floors, vaulted ceilings with dimmable accent lighting, a wood burning fireplace, and access to the two upstairs porches. A wet-bar supplies easy access to all your favorite refreshments as you soak in the stunning sunrise and sunset views from your third floor porches. The large bath has a double vanity and walk-in shower. Two large closets provide an abundance of storage options.
Underneath the home features two bay attached parking and an enclosed hot/cold shower for rinsing off after a day on the beach. A large storage room holds all your yard supplies, fishing gear, and beach necessities while the additional refrigerator and chest freezer make outdoor entertaining a breeze. Attention to detail throughout the home provides comfortable luxury to your beach house living.
The beach is an easy walk at boardwalk 4, just across the street, where you can enjoy fishing, sunbathing, or strolling along the 2. 5 mile natural beach. The island amenities are a short golf cart ride away and include large/kiddy pools, fitness/gym, tennis/basket/pickle ball courts and 24/7 manned security. The crabbing/fishing dock is a great place to meet neighbors and maybe catch your dinner!
The home is sold furnished with exceptions (list is in mls docs) and is ready to move in for full-time, vacation or a potential rental income producing investment.
Harbor Island is near Hunting Island State Park and 14 miles from beautiful Beaufort. Historic Charleston and Savannah are ideal day trips for exploring off island.
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William Raveis Real Estate
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Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,119,200 | $1,119,200 | $1,119,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.304% | 6.762% | 6.725% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,074 | $7,166 | $9,749 |
Total Monthly Payment | $7,199 | $7,291 | $9,874 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.