MOTIVATED SELLER is offering this MOVE IN READY 2 bedroom, 2 full bath home located in beautiful Citrus Woods Estates! This is a FEE SIMPLE property and YOU OWN THE LAND! The open floor plan offers a lot of storage space, double closets in each bedroom; both bedrooms have a standard closet AND a walk-in closet. Inside laundry in the large primary bathroom AND washer/dryer connection is also in the storage building off the carport area. The driveway is very long offering parking for multiple cars and/or a golf cart. This home is READY for you with NEW UPDATES in 2023 new plumbing, and in 2024 new sub floors, all NEW flooring throughout; new laminate, new carpeting and padding, new HVAC, new duct work, new foam insulation, new skirting, solar lights, exterior lights, NEW ROOF and new draining system off the carport area. The front enclosed porch has a new drop ceiling, with new solar accent lighting inside. In the backyard there is a patio seating area perfect for relaxing, catching some sun-rays or watching the sun set. The Citrus Woods Estate Community has an annual HOA and it is one of the MOST AFFORDABLE in Lakeland, FL at only $710 per year which covers so many amenities including but not limited to: A heated in-ground community pool, shuffleboard courts, billiard room, library, clubhouse, planned activities and on-site security. Home rentals are allowed after one year of ownership. This home is located within a short drive to shopping, dining, and entertainment and is an easy commute to major highways. QUICK possession is available. Come and see the unique details that make this home such a wonderful place to live.
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Our Executive Mortgage Banker:
Our Insurance Division:
$179,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $143,920 | $143,920 | $143,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $74 | $74 | $74 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $970 | $957 | $1,214 |
Total Monthly Payment | $1,119 | $1,106 | $1,363 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.