Stunning Water Views in a NON-flood zone! Discover one of the most desirable and rarely available properties in Ridgewood Groves! This charming 3-bedroom, 2-bathroom home with a 2-car garage is perfectly positioned to enjoy SPECTACULAR SUNSETS on the lake in your park-like backyard while you relax on the brick paver patio feeding the ducks and Ibis birds! As you approach the property, you’ll be captivated by the character of the meandering brick paver walkway, the expansive front porch and a new leaded glass front door. Upon entering, you’ll be in awe by PANORAMIC VIEWS OF THE LAKE that flow throughout the home. This fully tiled spacious residence includes a large Living Room that leads to the Kitchen, complete with brand-new granite countertops, new & newer stainless appliances, farm style sink and subway tile backsplash. The kitchen boasts ample storage, featuring a built-in wall of cabinetry and shelving. It opens into a bright Family Room with a dining area and large windows that fill the space with amazing lake views and sparkling sunlight. The SPLIT FLOOR PLAN offers privacy, with the Master Bedroom situated off the family room, featuring dual closets and an ensuite bathroom with a walk-in shower—plus those stunning lake views to wake up to! The two Guest Bedrooms and second Full Bathroom are located on the opposite side of the home. With EASY ACCESS to the backyard from the kitchen, grilling is a breeze, and you’ll find garden boxes ready for your green thumb. Enjoy energy savings with SOLAR PANELS that come with a transferable lease! The irrigation system, housed in a large shed on the side of the home, utilizes lake water (no fees!). NO HOA, NO Flood Zone and NO storm damage or flooding from hurricanes Helene or Milton. Perfect location provides quick access to the Pinellas Trail at the end of the street, and is just minutes from top-rated schools, award-winning sugar-sand beaches, and Seminole City Center with its array of shops, restaurants, and movie theater. See the 3D Tour & come experience the serenity and beauty that await—make this your new home today!
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$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $252 | $252 | $252 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,661 | $2,659 | $3,373 |
Total Monthly Payment | $3,005 | $3,003 | $3,717 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.