NEW UPDATES!!! 3 bedroom 2 bath home in a great location off El Camino Real with 1, 906 sq ft. of living space. Quick golf cart ride to Spanish Springs town square and publix's grocery store. Home's interior has been completely repainted Feb 2024 and exterior has been powerwashed ready for you to move in. Kitchen boast an eat in area which is bright and airy. Tile backsplace, granite countertops and new Nov 2024 SS dishwasher and stove along with a pantry closet make this a great area to prepare food in. Dining area off the kitchen and a large open area living space with high ceilings give you plenty of room for furniture placement. Primary bedroom has both a large walk in closet and a smaller walk in closet. Primary bath as two sinks and a walk in shower with a new shower glass door Oct 2024. Both guest bedrooms and bath are on the other side of home for privacy to all parties. Enclose lanai and a low maintenence yard round off this great home. Full 2 car garage with door screen. Inside Laundry room is spacious with plenty of room for storage. 3 solar tubes help to make this a light and bright home. Wonderful high ceilings in main living area and primary bedroom. Roof is 4 years old. New Carpeting March 2024 in both guest bedrooms and enclosed lanai. New ceramic 24x24 tile flooring in kitchen, foyer and laundry room. New front storm door with roll out screen installed Oct 2024. New HVAC system being installed Nov 2024. Solar panels installed Nov of 2022 owned, cleaned and maintained by Sunrun. Excess KW can be sold back to Duke energy. Low KW fees locked in at 14 cents no matter what Duke charges. Well kept neighborhood shows pride of ownership within all the neighbors.
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$360,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $288,000 | $288,000 | $288,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $177 | $177 | $177 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,965 | $1,914 | $2,469 |
Total Monthly Payment | $2,216 | $2,165 | $2,720 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.