18 Jacob Lane in Killingworth offers a rare combination of privacy yet located in a cul-de-sac neighborhood! Situated on a lightly wooded 4 acre lot, this stately colonial is set well off the road. Well-constructed and well-loved with subtle features revealing the quality throughout including crown molding, oak flooring, shadowbox molding, extra storage cabinetry, larger windows which flood the home with natural light, and nine foot ceilings on the first floor and in the bonus room. The fabulous kitchen with generous counterspace and cabinets is the hub of the home where you can enjoy preparing meals or holiday treats with the double wall ovens and gas cooktop. Meals can be served in the formal dining room or the breakfast nook with peaceful views of the backyard. Open to the family room, the fireplace with cozy wood stove insert will keep you warm and add a bit of romance on cool winter nights! The bonus room over the two car garage is a versatile space~office, playroom, den or whatever your changing needs require! The second floor features four bedrooms including a wonderful primary suite with walk in closet and spacious bath. If more space is needed, the walk-up attic, currently used for storage, could be finished. Or you could expand by finishing the lower level which has a double door walkout to the sideyard. The 4 acre "yard" is amazing as it is, but also gives the future owner many options such as adding a pool, barn, creating trails, having animals, or larger gardens
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 10.5 x 11.0 | Upper |
Bedroom 2 | Hardwood Floor | 10.5 x 11.5 | Upper |
Bedroom 3 | Ceiling Fan,Walk-In Closet,Hardwood Floor | 10.5 x 12.3 | Upper |
Dining Room | 9 ft+ Ceilings,Hardwood Floor | 11.5 x 12.5 | Main |
Eat-In Kitchen | 9 ft+ Ceilings,Breakfast Nook,Granite Counters,Island,Pantry,Hardwood Floor | 14.0 x 18.0 | Main |
Family Room | 9 ft+ Ceilings,Ceiling Fan,Fireplace,Sliders,Hardwood Floor | 15.0 x 23.0 | Main |
Full Bath | Corian Counters,Tub w/Shower,Tile Floor | 6.3 x 8.0 | Upper |
Half Bath | Hardwood Floor | 5.3 x 5.3 | Main |
Living Room | 9 ft+ Ceilings,Wall/Wall Carpet | 12.5 x 15.0 | Main |
Primary Bath | Corian Counters,Double-Sink,Stall Shower,Whirlpool Tub,Tile Floor | 10.0 x 11.0 | Upper |
Primary BR Suite | Ceiling Fan,Full Bath,Walk-In Closet,Hardwood Floor | 14.5 x 15.0 | Upper |
Rec/Play Room | 9 ft+ Ceilings,Built-Ins,Parquet Floor | 21.3 x 23.0 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $591,200 | $591,200 | $591,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $661 | $661 | $661 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,983 | $3,929 | $4,986 |
Total Monthly Payment | $4,736 | $4,682 | $5,739 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.