Come see this absolutely charming home with a beautiful water view of Lazy Lake. Enjoy waterfrontage without worrying. In a non-flood, no evacuation zone and with excellent storm drainage in the area, this piece of paradise sat high and dry through Helene and Milton, just as it had previous storms. Nicely updated and meticulously maintained, this wonderful home has so much to offer. Pristine original hardwood floors grace the living room, dining room and both bedrooms. Easy to care for porcelain tile in all the other rooms make for easy living. The spacious and inviting kitchen is nicely appointed with all wood cabinets, granite counter tops and newer stainless-steel appliances. The family room runs across the entire back of the home and has plenty of room for an at-home workspace at one end, and TV viewing at the other. This all overlooks a fully fenced, tropical, xeriscape yard, and leads to a composite deck, Tiki hut, and large firepit area overlooking the lake. Lots of room to throw a fabulous party or sit and enjoy watching the wildlife. The oversized, corner lot is also full of useful and pleasing surprises; 3 storage sheds, one with a workshop, one for garden supplies, and one that can store all the easy to install hurricane shutters. Several sweet spots within the yard have benches for contemplating your beautiful new life! There is a bonus greenhouse style sunroom on the side of the house which is fully air-conditioned and leads to another patio used for grilling and al fresco dining. This special neighborhood feels like Old Florida but is minutes from world class beaches, Seminole City Center, the VA hospital and a vast array of shops, dining and cultural venues are nearby. In unincorporated St. Petersburg you are free to park a boat/RV, or use as an Air B and B, though we think you will want to enjoy it for yourself! Truly move in ready- all of the furnishings can remain with the home. Call today to see.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $67 | $67 | $67 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,723 | $2,653 | $3,367 |
Total Monthly Payment | $2,865 | $2,795 | $3,509 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.