5133 109th WAY N, St. Petersburg, FL, 33708 | $499,000

Under contract-accepting backup offers. Come see this absolutely charming home with a beautiful water view of Lazy Lake. Enjoy waterfrontage without worrying. In a non-flood, no evacuation zone and with excellent storm drainage in the area, this piece of paradise sat high and dry through Helene and Milton, just as it had previous storms. Nicely updated and meticulously maintained, this wonderful home has so much to offer. Pristine original hardwood floors grace the living room, dining room and both bedrooms. Easy to care for porcelain tile in all the other rooms make for easy living. The spacious and inviting kitchen is nicely appointed with all wood cabinets, granite counter tops and newer stainless-steel appliances. The family room runs across the entire back of the home and has plenty of room for an at-home workspace at one end, and TV viewing at the other. This all overlooks a fully fenced, tropical, xeriscape yard, and leads to a composite deck, Tiki hut, and large firepit area overlooking the lake. Lots of room to throw a fabulous party or sit and enjoy watching the wildlife. The oversized, corner lot is also full of useful and pleasing surprises; 3 storage sheds, one with a workshop, one for garden supplies, and one that can store all the easy to install hurricane shutters. Several sweet spots within the yard have benches for contemplating your beautiful new life! There is a bonus greenhouse style sunroom on the side of the house which is fully air-conditioned and leads to another patio used for grilling and al fresco dining. This special neighborhood feels like Old Florida but is minutes from world class beaches, Seminole City Center, the VA hospital and a vast array of shops, dining and cultural venues are nearby. In unincorporated St. Petersburg you are free to park a boat/RV, or use as an Air B and B, though we think you will want to enjoy it for yourself! Truly move in ready- all of the furnishings can remain with the home. Call today to see.

Features

  • Rooms: 9
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside
  • Year Built: 1956
  • Garage: Boat, Circular Driveway
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,425
  • Acreage: 0.22
  • Est. Taxes: $806
  • Lot Desc: Corner Lot, Unincorporated
  • View: Trees/Woods, Water
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8317257
  • Days on Market: 37 days
  • Website: https://www.raveis.com
    /prop/TB8317257/5133109thwayn_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/27/2024 2:06:14 PM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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5133 109th WAY N, St. Petersburg, FL, 33708

$499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $67 $67 $67
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,757 $2,689 $3,396
Total Monthly Payment $2,899 $2,831 $3,538

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.