Under contract-accepting backup offers. Almost 3 Full Lots, . 35 acre in Disston Heights, No Flood (Flood Zone X) and zoned NS-1 Suburban Residential. Potential income house with 2 separate entrances. Can be used as a 2 rental units OR live on one side, rent the other OR use one side as a mother-in-law OR use all as one 3BR home! Main BR with hardwood floors has sliding glass doors opening to the pool area. Large family room has beamed wood ceiling with built-ins, fireplace, a separate kitchen and entry to pool area. The main house has 1 full bath, 1 half bath in the 3rd bedroom and a shower in the 2nd kitchen. New roof 2/2020 & newer AC's. Huge fenced back yard with large in-ground pool, big patio, 2 large sheds (1 with laundry hookups) and plenty of room to park boats, RV or ADU (accessory dwelling unit such as Tiny Home or free standing mother-in-law). 3 minute drive (0. 6mi) to shopping & grocery, 15 minute drive to downtown St. Pete or Gulf Beaches. Buyer to verify all uses and measurements. There are so many remodel ideas and potential uses to explore! House sustained only minor damage form both storms, fence and covered patio roof down.
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$419,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,200 | $335,200 | $335,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $99 | $99 | $99 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,315 | $2,258 | $2,851 |
Total Monthly Payment | $2,489 | $2,432 | $3,025 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.