This charming and spacious 3-BR, 2 bath Cape sits back on 1. 32+/- acres and offers an expansive, well maintained yard with perennials, fruit trees and decks. The side yard has a shed and beautiful above ground pool. Enter through the large three season room with wood ceiling, wrap around windows and a gas stove. Walk down the hall to access the two car garage and the eat-in kitchen. The kitchen has quartz countertops and updated appliances and opens to the living room, which receives morning sun and includes a fireplace. Gleaming hardwood floors throughout the main level and carpeting upstairs. There is a first floor bedroom with access to a full bath and a den. Upstairs has two bedrooms and a bath, with one bedroom having direct access. Enjoy your morning coffee or favorite podcast on one of the four decks. Cathedral Estates is a desirable neighborhood with an association beach just a short walk from the house. Come see your new home!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $573 | $573 | $573 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,661 | $2,658 | $3,373 |
Total Monthly Payment | $3,309 | $3,306 | $4,021 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.