Charming farmhouse surrounded by countryside bliss. This picturesque farmhouse, nestled amidst expansive county fields, offers the perfect blend of pastoral beauty and modern comfort. Step into a warm and inviting family room, perfect for gatherings, relaxation and cozy evenings, or unwind on the expansive wraparound porch. The large open dining area flows effortlessly from the kitchen, making it ideal for entertaining, celebrations and holiday gatherings. Each bedroom is designed for comfort, offering serene views of the surrounding landscape. A large finished space above the garage provides the perfect setup for a home office or guest suite, complete with its own kitchen and 3/4 bath, ensuring privacy and convenience. Embrace the outdoors with ample space for gardens, orchards, or a small-scale farm. The property is an ideal canvas for starting a vegetable garden, cultivating flower beds, or raising chickens, goats and other small farm animals. Surrounded by expansive county fields, the property creates a natural peaceful buffer while providing room to grow or simply enjoy the open air. Enjoy Adirondack views and convenient location near the charming towns of Vergennes and Middlebury. This farmhouse offers proximity to local shops, schools, and restaurants, while being a short drive to Lake Champlain for lakeside picnics, boating, and fishing. This home is more than a residence—it's an opportunity to embrace the joys of country living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $780 | $780 | $780 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,503 | $3,456 | $4,385 |
Total Monthly Payment | $4,375 | $4,328 | $5,257 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.