35 RIO DEL NORTE Road, Saint Augustine, FL, 32095 | $1,395,000

Welcome to this executive marsh-front oasis in the prestigious Isle of Palencia. This luxury 5-bedroom, 4-bath, plus office, plus loft, pool home offers an inviting blend of modern sophistication and timeless design, nestled on a private cul-de-sac in a highly sought-after enclave of just 43 homes. Step inside to discover a spacious open-concept layout with high-end finishes and wood-look tile throughout. The gourmet kitchen is a chef's dream, featuring quartz countertops, a large island with seating, a farmhouse sink, gas cooktop, double ovens, and a butler's pantry. The bright and airy family room is anchored by a modern electric fireplace and enhanced by coffered ceilings, providing a warm and elegant space for relaxation. The first-floor owner's suite offers a spa-like ensuite bath with a luxury shower and expansive walk-in closet, while two additional bedrooms, one guest suite for in-laws, and an office with a built-in kitchenette provide ample space for work and leisure. Upstairs, find a generous bonus room, a full bath, and a fifth bedroom ideal for more guests or a private retreat. Outdoors, the screened lanai and summer kitchen with EVO griddle, gas cooktop, and granite island are perfect for entertaining. Relax in the swim spa, enjoy the jetted Jacuzzi, or gather by the stone fireplace in your private backyard with breathtaking marsh views. This home also includes a 3-car garage and a whole-house Generac generator, ensuring convenience and peace of mind. As part of the exclusive Palencia community, enjoy world-class amenities including three pools, a championship golf course, fitness center, clay tennis courts, and scenic nature trails leading to the Intracoastal. Ideally located between Ponte Vedra and historic St. Augustine, this exceptional residence offers a luxurious Florida lifestyle with top-rated St. Johns County schools, nearby shops, dining, and easy beach access. Don't miss your chance to tour this unparalleled home in Palencia. Schedule your private showing today!

Features

  • Amenities: Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Golf Course, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground, Security, Spa/Hot Tub, Tennis Court(s)
  • Bedrooms: 5
  • Baths: 4 full
  • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, In Unit, Lower Level
  • Year Built: 2017
  • Garage: 3-car
  • Heating: Electric, Heat Pump
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 3,560
  • Acreage: 0.54
  • Est. Taxes: $11,542
  • HOA Fee: $110 Annually
  • Lot Desc: Cul-De-Sac, Dead End Street
  • View: Intracoastal, Protected Preserve, Trees/Woods, Water
  • Water Front: Yes
  • Elem. School: Palencia
  • Middle School: Pacetti Bay
  • High School: Allen D. Nease
  • Appliances: Gas Cooktop, Gas Water Heater, Microwave, Tankless Water Heater
  • MLS#: 2054902
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /eprop/2054902/35riodelnorteroad_saintaugustine_fl?source=qrflyer
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Customer Service

888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

35 RIO DEL NORTE Road, Saint Augustine, FL, 32095

$1,395,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,116,000 $1,116,000 $1,116,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.304% 6.762% 6.725%
Monthly Tax Payment $962 $962 $962
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,054 $7,146 $9,722
Total Monthly Payment $8,141 $8,233 $10,809

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.