Oak & Barrel Wine and Spirits is a high-volume liquor store celebrated for its unique and diverse selection of wines, spirits, and beers. The store's enthusiastic owner is deeply invested in customer satisfaction, attentively addressing questions and providing expert guidance drawn from years of experience. The staff is exceptionally well-trained, always ready to help customers make the best selections tailored to their preferences. With a friendly atmosphere and strong local community support, Oak & Barrel has thrived as a successful entrepreneurial venture. Its spacious layout includes large walk-in coolers, carefully arranged shelves, and quality furnishings, all designed to enhance the shopping experience. Additionally, its convenient location with access to major highways and state roads makes it easily accessible for customers on the go. Oak & Barrel Wine and Spirits is a boutique liquor store known for its extensive selection of wines, spirits, and craft beers, catering to both enthusiasts and casual buyers. They often pride themselves on sourcing high-quality, unique, and rare labels across various price ranges, with offerings that include locally crafted products alongside renowned international brands. The store's knowledgeable staff frequently assists customers in making informed selections, offering recommendations tailored to individual tastes and occasions. Oak & Barrel also hosts tastings, events, and sometimes educational sessions to help customers explore different varieties and discover new favorites. With a welcoming ambiance and a curated selection, it's a go-to spot for those seeking quality beverages and a refined shopping experience.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
Our Insurance Division:
For homebuyers and sellers, our Attorney Network:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,830 | $2,791 | $3,542 |
Total Monthly Payment | $2,922 | $2,883 | $3,634 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.