Brand new, Meticulous MI Home builder, Cobblestone phase 1, you pass under the covered entry, and when you enter the home, you will find yourself in the foyer next to the flex room, which is the perfect area to create an office space or a lounge area. Heading further into the home, you will find the kitchen on your side featuring granite countertops and a large island; towards the back is the cafe with sliding glass doors that lead out onto the patio and a lovely lake to see, making your morning coffee something to look forward to. Adjacent to the kitchen is the family room, a place you can call the family gathering area, where all that quality time is spent and memories are made. Around the back of the family room is the guest room with a full bathroom just outside, so guests can enjoy your home as much as you do. When you are ready to retire for the day, there are two master bedrooms in the house, one on the first floor for your guests. You will head upstairs to where the bedrooms are located, but once you make it to the second floor, you will find the game room. Three bedrooms are separated throughout; two have walk-in closets, and the remaining bedroom has extra space. To the side of the stairs is where you will find the spacious owner’s bedroom and bathroom you will look forward to using in the morning. This owner’s bath features a huge walk-in closet, dual vanities, an enclosed toilet, and a walk-in shower. This home is perfect for a family, and it is waiting for you to move in. Contact us to schedule a tour today!
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Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,480 | $2,480 | $2,480 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $17 | $16 | $21 |
Total Monthly Payment | $92 | $91 | $96 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.