Welcome to this delightful six-bedroom ranch home, perfectly situated in a friendly neighborhood, minutes away from dining, the Long Island sound, groceries and I-95. This inviting residence features a spacious layout with plenty of storage space that balances comfort and functionality. Major upgrades include roof, siding, HVAC system and hot water heater, all updated within the past 8 years. Main house features hard wood floors. Finished side of basement features LVP flooring. The well-equipped kitchen provides ample cabinetry and counter space. Adjacent to the kitchen is a cozy dining area that flows into a spacious living-room, great for entertaining friends and family. One of the standout features of this home is the potential in-law suite, complete with its own entrance. This versatile space is perfect for extended family, guests, or even as a private home office. The six bedrooms offer plenty of room for family and visitors, with options for an office or craft room. Outside, the backyard and oversized deck provide a lovely retreat for outdoor gatherings. With its desirable features and prime location, this ranch home is a fantastic opportunity for those seeking both space and versatility. Don't miss your chance to make it your own!
Type | Description | Level |
---|---|---|
Bedroom 1 | Main | |
Bedroom 2 | Main | |
Bedroom 3 | Main | |
Bedroom 4 | Main | |
Bedroom 5 | Main | |
Dining Room | Sliders | Main |
Kitchen | Island,Pantry | Main |
Living Room | Main | |
Primary Bedroom | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,000 | $388,000 | $388,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $535 | $535 | $535 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,581 | $2,579 | $3,272 |
Total Monthly Payment | $3,190 | $3,188 | $3,881 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.