''This charming little Mermaid cottage, nestled among others in this cozy little free standing, cottage condo complex called Bayberry Village. Cottage 21, is a lovable escape with its delightful shingled exterior. The interior is sweetly decorated, and comes fully furnished, with indoor and outdoor furniture. Kitchen has a 1-year-old fridge and Kitchen Island, new butcher block counter tops, complete with pots, pans and utensils. Also, a sleeping loft with a new window and ladder. New vertical blinds on slider to the deck. TV, Grill, and Fire Pit are included, shed for storage, outdoor shower, Mini splits for heat and AC 1 year old. Excellent Board of Directors, Friendly and helpful well managed. Lawn service and trash pick-up. Move in ready. Excellent location near water park, Shopping, restaurants, and local beaches. This is a seasonal complex open from April 1-Nov 1. It's a fun getaway for a couple with small children, Retirees, or a good summer rental income. "This charming little Mermaid cottage, nestled among others in this cozy little free standing, cottage condo complex called Bayberry Village. Cottage 21, is a lovable escape with its delightful shingled exterior. The interior is sweetly decorated, and comes fully furnished, with indoor and outdoor furniture. Kitchen has a 1-year-old fridge and Kitchen Island, new butcherblock counter tops, complete with pots, pans and utensils. Also, a sleeping loft with a new window and ladder. New vertical blinds on slider to the deck. Grill and Fire Pit are included, shed for storage, outdoor shower, Mini splits for heat and AC 1 year old. Excellent Board of Directors, Friendly and helpful well managed. Lawn service and trash pick-up. Move in ready. Excellent location near water park, Shopping, restaurants, and local beaches. This is a seasonal complex open from April 1-Nov 1. It's a fun getaway for a couple with small children or a good summer rental income.
Type | Description | Dimensions |
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Kitchen | Flooring: Vinyl | 15.0 x 17.0 |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,200 | $199,200 | $199,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $141 | $141 | $141 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,325 | $1,309 | $1,680 |
Total Monthly Payment | $1,541 | $1,525 | $1,896 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.