If you're looking for TOPLINE everything, comfort, artistically designed space and sharing same with your family and friends, why have you not yet offered on this Palma Sola Bay home? This LUXURY home has been completely redone from the inside out. Presented to you furnished, with a few exceptions, you need only take a tour to know THIS is your HAPPY SPACE, and Palma Sola Shores is your HAPPY PLACE! QUARTZ, MARBLE, GRANITE, WATERPROOF LUXURY VINYL, PLANTATION SHUTTERS, SOLAR SHADES, TINTED WINDOWS, and SMART THERMOSTAT all part of the LUXURY LINGO you will find inside!
This home also has GOOD BONES and was thoughtfully and proactively UPGRADED by owners! Being only the second owners, they truly not only took care of their place, but also increased its value with UPGRADES throughout. All screws on roof were replaced with STAINLESS STEEL screws. The hot water heater and AC are NEW, all the INTERIOR DOORS have been REPLACED. TREATED PLYWOOD SUBFLOORS were installed under WATERPROOF LUXURY VINYL, the bathrooms were upgraded with NEW VANITIES and toilet, and LUXURY SOLAR BLINDS, only 5 years old, are found over TINTED WINDOWS in the sunroom. PLANTATION SHUTTERS were installed in front. All NEW LIGHT FIXTURES w/DIMMERS throughout the home. PAVERS were placed on the entrance patio with comfortable seating for neighbors to stop in and visit or watch a game on the CARPORT TELEVISION. Front yard is decorated with rock coordinating with REAL ROCK WALL ENHANCEMENT and yes, there is an OUTDOOR SHOWER for when you return from the beach! There are several OUTSIDE ELECTRICAL OUTLETS for ease of decorating. The LOW HOA fee of $245 a month covers Spectrum cable and internet, water, sewer, recycle and trash pick-up, and maintenance of the common areas.
A small 55+ deed restricted community of 101 units, a private dock and kayak launcher, a community clubhouse only this year redone as well as the pool, offers a place of solitude as you watch dolphins jump, manatee meander, and Florida wildlife awaken to another day in paradise! Yet, you are a causeway away from Anna Maria Island, Holmes Beach, Bradenton Beach, Coquina Beach. . . . and it goes on and on. Shopping, music, golfing, pickleball, tennis anyone? End your day with a front row seat to THE most spectacular sunsets you will ever experience. I ask you again, why have you not yet offered on this Palma Sola Bay home?
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,120 | $279,120 | $279,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $172 | $172 | $172 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,857 | $1,855 | $2,354 |
Total Monthly Payment | $2,104 | $2,102 | $2,601 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.