This Cute 2/2/2 FIR model has many special features to make optimal use of all the indoor and outdoor space ! Plenty of curb appeal with concrete curbing, rock and Florida friendly plants. Vinyl railing around the front porch provides a great area to relax and enjoy the neighborhood with your 4 legged family members. The fenced back yard is very helpful when puppies need to romp !! You will enjoy the new Luxury Vinyl Plank that flows thru the main body of the home including the kitchen, breakfast nook, and bonus room that is useful for storage/pantry. . . or provides a private office space ! If you need a larger office, consider the Florida room, still leaving plenty of room for sofa or day bed. PLUS, you still have an extra large lanai (with glass windows) to enjoy for a variety of purposes, and the covered back patio is perfect for grilling! Most furniture is negotiable. ROOF 2015, HVAC 2008, WATER HEATER 2021. Solar Tubes and Solar Attic fan. SPRUCE CREEK PRESERVE is a fun, friendly, active , 55+, gated, golf community. Nestled on 3 sides by Nature Preserves, gives us a quiet country feel, while being less than 5 miles from groceries, gas, banking, restaurants, shopping, hospitals, doctors, golf, and miles of hiking and biking trails. Community activities and amenities include heated/cooled pool, spa, pickleball, tennis, cornhole, shuffleboard, bocce ball, fitness center, water aerobics, yoga, exercise groups, library, billiards, cards, crafts, bingo, bunco potluck dinners, dances, social and travel groups. . North Central Florida location is ideal for day trips all across the state !
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Our Executive Mortgage Banker:
Our Insurance Division:
$255,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $204,000 | $204,000 | $204,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $183 | $183 | $183 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,357 | $1,356 | $1,749 |
Total Monthly Payment | $1,615 | $1,614 | $2,007 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.