One or more photo(s) has been virtually staged. If you have been looking for a home near charming downtown Dunedin, this three-bedroom, two-bath home offers incredible potential to create your ideal home. With a water view of Tookes Lake, a tile roof, a large sunroom and a beautiful screened-in porch, this home is ready to be made yours! Stepping into 989 Virginia Street, you’ll find a large living room with natural light and charming built-ins. There is a formal dining area, which could be used as a breakfast nook, playroom, office or anything else you can think of. The sunroom offers tinted windows, which still allow for tons of natural light to enter the room, plus a peek-a-boo view of the water. The bedrooms are on a split floor plan and the primary bedroom is large with an en-suite bath. All bedrooms have new carpet installed and both secondary bedrooms have been freshly painted. The galley kitchen has charming mid-century cabinetry, and it opens toward a second living room space. In addition to the living space, there is a screened-in porch and a two-car garage with a workspace and sliding screen doors. This home has a 2015 tile roof, a 2019 water heater, new screens installed in 2023 and a recently refreshed irrigation system. It is in the golf cart zone and just across the street from Eagle Scout Park, which features a community garden, walking trail and soon-to-be-completed pickleball courts. And it is just over two miles to the Toronto Blue Jays ballpark. With retro charm and less than one mile to downtown Dunedin, this home could be the one you’ve been waiting for! Flood Zone X and there was no flooding during the recent hurricanes, according to the owner.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,999 | $399,999 | $399,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $618 | $618 | $618 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,695 | $2,659 | $3,373 |
Total Monthly Payment | $3,388 | $3,352 | $4,066 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.