GREAT SINGLE FAMILY HOME!!! Step into this beautiful 3/2 home in the Osceola Park neighborhood. Enjoy an open floor concept with kitchen, dining room and living room. The kitchen features upgraded cabinets and tile backsplash. Dining room is spacious enough for a 6-seating table. This home has a split floor plan with Owners suite & bath on one side and 2 bedrooms with one full bath on the other. Owner suite features double vanity sinks with garden tub, upgraded tile shower with shower bench, double shower heads, upgraded cabinets and three closets. The living room/dining room combo has double glass sliding doors that flows into the large covered screened in lanai. Enjoy the amazing large backyard perfect for family gatherings. This home is sitting on . 29 acres of land. New Roof installed in 2022. Home is within 1 to 2 miles of shopping, supermarkets, schools, library, restaurants and Downtown Umatilla. **Home Appraisal done in September 2024 at 277, 000 ****Buyer and buyer agent are
responsible for verifying all square footage, room dimensions and school information.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $277 | $277 | $277 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,428 | $1,409 | $1,788 |
Total Monthly Payment | $1,780 | $1,761 | $2,140 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.