Charming Home in a Non-Flood Zone – Hurricane Damage Free - Welcome to this lovely home, where comfort meets functionality. Nestled in a peaceful neighborhood, this property offers a true 4-bedroom layout, complemented by a bonus room that serves as a spacious walk-in closet. With 1, 967 square feet of living space, you'll find ample room for family gatherings and daily living. As you enter, you'll be greeted by a bright front living room featuring newer luxury vinyl flooring, along with ceramic tile in the foyer and kitchen/dining areas. The heart of the home is undoubtedly the kitchen, showcasing a central island perfect for entertaining friends and family during holidays and special occasions. It is equipped with matching stainless steel LG appliances, including a front-loading washer and dryer conveniently located in the two-car garage. (Should you prefer, we can remove washer and dryer prior to closing) The home is thoughtfully designed with a split plan living space where 3 bedrooms and bath on one side and the primary bedroom and bath on the other as well as a living room and a family room, complete house has central A/C and the family room has a recently installed mini-split air conditioning unit to keep you cool during warm summer days. The bay window in the living room adds a charming touch to the front of the home, while double-pane tilt-in vinyl windows and ceiling fans in nearly every room enhance comfort and energy efficiency. Updates include a roof installed in 2012, an A/C unit from 2013, and a mini-split unit added in 2023. The property boasts complete paver driveways that wrap around the home and were professionally installed in 2019, including a second driveway for parking a boat or RV behind a vinyl PVC roll gate on the southwest side for easy access. A new Tuff Shed was also installed in 2021, providing additional storage. One of the highlights of this home is the serene backyard, fully fenced with Vinyl PVC featuring pavers and a relaxing hot tub, making it an ideal spot to unwind. The primary bathroom has been updated with a brand-new walk-in shower for your convenience and comfort. This home is ready for immediate occupancy and can accommodate a quick closing. Enjoy a fantastic location, just a mile from the beach and conveniently close to the boat ramp, with no rear neighbors for added privacy. With so many updates and features, this gem won't last long. Schedule your appointment today to see this amazing home!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $258 | $258 | $258 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,167 | $3,164 | $4,014 |
Total Monthly Payment | $3,517 | $3,514 | $4,364 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.