Reduction in price just in time for the holidays! You can move right in to this newer west side condo with almost everything new! Totally renovated kitchen with stainless steel appliances, including a dishwasher, microwave, 5 burner range, disposal, and side by side refrigerator with ice and water on the outside. Gorgeous light and bright quartz counters and backsplash, all new kitchen cabinetry, and a closet pantry round out this amazing kitchen, which awaits your culinary delights. Luxury vinyl flooring has been installed throughout this third floor condo with no one above you. The brand new water heater is in one of the Master Bedroom closets. The entire unit has been freshly painted and has all new baseboards. There are double pane hurricane impact windows with argon gas less than a year old in the Family Room and Master Bedroom, and the Living Room and Second Bedroom windows have just been installed. All closets in the Bedrooms as well as the linen closet have new shelving. Both Bedrooms have beautiful new fans. Both bathrooms have new vanities, commodes, and faucets. The guest bathroom tile was redone by previous owner. The HVAC system is only 4 years old and has a transferable warranty. There is a brand new chandelier in the Dining Area, new a/c registers throughout, including below the air handler to access the filter. A stackable washer/dryer awaits you in a closet between the Kitchen and Family Room for your convenience. There is a newer electric panel in the hallway between the bedrooms. Summit Broadband fiber optic cable TV and Internet are included in the monthly condo fee. On Top of the World has such great amenities and a variety of clubs. There are two pools, one on the East Side by the Community Center, and one on the West side near the guard gate. There is a wood working shop, the Good Karma Cafe, a well-equipped fitness center, and a library in the Community Center. Outside the Community Center, you will find tennis courts, pickle ball courts, shuffleboard, a new pavilion with grills and picnic tables, and a golf course. On the West side there is a dog park, and there are electric charging stations on both the West and East sides of OTOW. On the South end of the West side, neighbors walk to see great sunsets by Lake Harbor, and there is kayak storage for kayak owners to enjoy outings on Lake Harbor. You can join any number of clubs and activities, and OTOW is close to grocery shopping, Countryside Mall, Tampa International Airport, and our World Famous sugar sand beaches, (FYI: Ages ago, the powdery sand came from the Appalachian Mountains and is actually quartz!)
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $182,320 | $182,320 | $182,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $78 | $78 | $78 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,259 | $1,228 | $1,551 |
Total Monthly Payment | $1,412 | $1,381 | $1,704 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.