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117 Messenger Street, St. Albans City, VT, 05478 | $275,000
Imagine winding up a quiet hill street in St. Albans and arriving at a place where every corner tells a story. This retro ranch welcomes you with its laid-back style and a dose of nostalgia, ready to be the setting for your next adventure. Step inside, and feel the embrace of a space made for gathering, laughing, and living—whether it’s weeknight dinners or weekend relaxation. The open-concept, single-level layout gives you room to breathe and settle in, with sunlight spilling through wide windows, making every moment feel a bit brighter. Out back, you’ll find a small private yard: imagine afternoons spent lounging with friends, impromptu BBQs, or cozy evenings under the stars. And with a classic carport, winter mornings will be just a little easier—no more scraping ice or clearing snow off the car. And now for the showstopper: head downstairs to find a tiki bar! This unexpected basement gem is straight out of a vintage paradise, just waiting for you to pour a drink, kick back, and enjoy a little island escape at home. This St. Albans ranch is ready to welcome you into a life that mixes style, warmth, and a touch of tropical flair. Showings begin 11/9/24.
Features
- Rooms: 6
- Bedrooms: 2
- Baths: 1 full / 1 half
- Style: Ranch
- Year Built: 1950
- Heating: Oil,Forced Air
- Cooling: None
- Basement: Bulkhead,Concrete,Partially Finished,Stairs - Interior,Storage Space,Interior Access,Exterior Access
- Approx Sq. Feet: 1,232
- Acreage: 0.15
- Est. Taxes: $4,192
- Lot Desc: Sidewalks,Street Lights,In Town,Near Country Club,Near Golf Course,Near Paths,Near Shopping,Near Railroad,Near Hospital,Near ATV Trail,Near School(s)
- Elem. School: St Albans City School
- High School: BFASt Albans
- School District: St Albans City School District
- MLS#: 5020979
- Website: https://www.raveis.com
/prop/5020979/117messengerstreet_stalbanscity_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/26/2024Listing courtesy of Blue Slate Realty Phone: 802-318-2647
Listing Agent: Kevin Holmes
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
117 Messenger Street, St. Albans City, VT, 05478
$275,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $220,000 | $220,000 | $220,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | $349 | $349 | $349 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,519 | $1,482 | $1,871 |
| Total Monthly Payment | $1,943 | $1,906 | $2,295 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484