840 4th Binnewater Lane, Kingston, NY, 12401 | $410,000

Beautifully Maintained 1927 Farmhouse in Rosendale. Nestled between Kingston and New Paltz, on the outskirts of the Rosendale, rests this charming 1927 farmhouse. While it has been modernized for today’s amenities, it maintains its individuality while being situated in a prime location, offering the perfect blend of tranquility and convenience. Enjoy the proximity to Fourth Lake, grab your kayak and hit the water or head on over to the scenic Wallkill rail trail and marvel at the breathtaking panoramic views from the Rosendale Trestle. Just a stone's throw away, downtown Rosendale awaits with its array of restaurants, shops, and a vibrant weekly farmers market. Step inside this lovingly maintained farmhouse to discover a host of desirable features.  Picture morning coffee, afternoon lunch or evening cocktails in one of the home’s several outdoor living spaces — from the concrete side patio,  to the back deck and enchanting enclosed front porch just off the living room, every corner exudes warmth and character. The property has mature trees, a private driveway, and a small shed perfect for outdoor equipment and firewood storage. The farmhouse features a wood-burning fire stove and coffured ceiling in the living room, original hardwood floors, and an abundance of natural light. The kitchen, complete with bamboo floors, opens to a spacious dining area and a mudroom with discreetly hidden washer and dryer. The first floor also hosts an oversized full bathroom. Upstairs, you'll find three bedrooms with beautiful hardwood floors and a half bath. The smaller bedrooms are currently cleverly designed as offices with oversized closets, atypical for the age of the home.  One of the most unique and exciting features of this property is the oversized garage space, capable of accommodating multiple vehicles and outdoor machinery. Think cars, trucks, boats,  bikes,  kayaks, ATVs, SUVs, and snowmobiles. The studio above the garage offers endless possibilities and potential—whether you dream of a home office, art studio, dance space,  or yoga sanctuary,  this versatile area can fulfill your creative desires. Recent upgrades include: Brand new roof, freshly painted exterior, several recently replaced windows and a newly repointed chimney offering fresh and confident start to your next chapter. 10MPH or less on 4th Binnewater PLEASE Additional Information: Amenities: Storage, HeatingFuel: Oil Above Ground, ParkingFeatures: 3 Car Detached,

Features

  • Amenities: Park
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Style: Farm House
  • Year Built: 1927
  • Heating: Oil, Forced Air
  • Cooling: Wall/Window Unit(s)
  • Basement: Full, Unfinished
  • Approx Sq. Feet: 1,554
  • Acreage: 0.4
  • Est. Taxes: $8,305
  • Elem. School: Harry L Edson School
  • Middle School: J Watson Bailey Middle School
  • High School: Kingston High School
  • School District: Kingston
  • Appliances: Tankless Water Heater, Dishwasher, Dryer, Refrigerator, Washer
  • MLS#: H6335049
  • Days on Market: 39 days
  • Website: https://www.raveis.com
    /prop/H6335049/8404thbinnewaterlane_kingston_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of eXp Realty   Phone: 888-276-0630

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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840 4th Binnewater Lane, Kingston, NY, 12401

$410,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $328,000 $328,000 $328,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $692 $692 $692
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,210 $2,180 $2,766
Total Monthly Payment $2,977 $2,947 $3,533

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.