With Lake Zoar and Steel Bridge views and access through your own private dock, there is a beautiful 2 bedroom (lives like 3), 1 bath 1, 613 sqft Ranch/Cottage on parklike 1. 50 acres with a hot tub. As you enter, you are greeted by a cute foyer where you can hang your coat & put on your shoes. From there you head into your Eat in country kitchen. With a rustic, yet modern function it has tons of cabinets, Washer & dryer Appliances and dining area. From there, you can relax in the huge formal living room with a stone fireplace, rustic wood beam ceilings. Through there you have a full bath and standalone raind shower with steam and aromatherapy. Adjacent is the Primary bedroom that has incredible views of the water. Also, it has a spiral staircase, heading downstairs. 2nd bedroom is smaller with a balcony. Downstairs has so much to offer. With a walkout off the family room, it comes complete with a huge space, private office that can also be used as a guest bedroom with closet and tons of unfinished storage area where utilities are. Huge private parking by the house, car port and 3 car parking access for the dock. Seller has installed a full retaining wall under the fence. Taxes do not reflect exemptions
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $794 | $794 | $794 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,890 | $3,711 |
Total Monthly Payment | $3,813 | $3,776 | $4,597 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.