Stunning three-bedroom plus den/office, two-bath, two-car garage home that is available in a gated community of Suncoast Lakes. This move-in-ready home features an open floor plan with high ceilings and soothing tones, creating a warm and inviting atmosphere. The generous primary suite offers a walk-in closet, access to the lanai, and a large private bath with dual sinks and a huge walk-in shower. Additionally, the guest bedroom and bath are on the opposite side for added privacy. Outside, you'll find a screened lanai for relaxing and enjoying Florida sunsets. Huge backyard, greenbelt views and ample privacy. The tropical landscaping adds to the overall appeal of the exterior. Residents of Suncoast Lakes also have access to a community pool and enjoy a great location close to Interstate 75, restaurants, shopping, schools, parks and golf. This home is near Charlotte Harbor and downtown historic Punta Gorda offering world-class fishing and boating experiences. In addition, Punta Gorda boasts a charming downtown area with locally owned restaurants, 18 miles of bike and pedestrian trails, numerous golf courses, the PicklePlex and famous Fisherman’s Village. The town is also home to various events such as a farmers’ market, boat tours, wine walks and art fairs. This property is a gem and will not last long on the market. I highly recommend scheduling a showing today to seize this rare chance to own a slice of paradise at an affordable price.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $458 | $458 | $458 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,075 | $2,047 | $2,597 |
Total Monthly Payment | $2,608 | $2,580 | $3,130 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.