Picture yourself in a newly renovated home situated on 80 feet of freshwater canal with nature as the backdrop. In addition to the fantastic views, this home, situated in the well-established Pine Lakes community was renovated in 2023/2024 with over $120, 000 in upgrades; including porcelain tile throughout, double pane windows, exterior and interior paint, kitchen/bathroom cabinets, quartz countertops, new driveway, plus many other upgrades. The home features a split plan with 3 bedrooms and 2 baths, along with an added bonus den/office space. The fully renovated master bathroom features a large walk-in shower with new glass surround, deep soaking tub and separate toilet area with his/hers sinks and his/hers walk-in closets. The guest bedrooms have large closets and the guest bathroom has a new vanity sink and tile shower. The fully renovated kitchen features new shaker style cabinets, backsplash, quartz countertops, new appliances with a breakfast nook off to the side. The side load garage, with new garage door, is oversized with a door leading to the side yard. The seller is also providing a 1 year home warranty. Both the Roof and A/C were updated in 2020. Enjoy the Palm Coast lifestyle on the expansive outdoor screened lanai overlooking the beautiful waterway!
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Our Executive Mortgage Banker:
Our Insurance Division:
$515,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $370 | $370 | $370 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,846 | $2,776 | $3,505 |
Total Monthly Payment | $3,308 | $3,238 | $3,967 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.