Luxurious Waterfront Oasis in Harbor West- Seller to offer credit of up to $10, 000 towards buyer closing costs if closed by Dec 31, 2024. Welcome to your dream home in the exclusive, deed-restricted, and gated community of Harbor West! Built in 2021, this pristine 4-bedroom, 3-bathroom residence spans 2, 553 square feet of thoughtfully designed living space, offering a seamless blend of elegance, durability, and functionality. As you enter, plank tile flooring flows throughout the home, adding warmth and continuity to each space. The entryway opens to a bright living room with double sliders leading to a spacious lanai and pool area, perfect for entertaining or relaxing. A versatile flex space, ideal as a formal dining room, adds to the home’s charm. The split-bedroom floor plan provides privacy, with a spacious master suite just off the living room. This luxurious retreat boasts a tray ceiling, bay window with serene pool views, private lanai access, and a large walk-in California closet. The en-suite bath offers separate double sinks with quartz countertops, a soaking tub, and a walk-in shower for a spa-like experience. On the opposite side of the home, discover a stunning chef’s kitchen complete with upgraded soft-close cabinets, gorgeous quartz countertops, a stylish glass tile backsplash, and a dry bar area for added storage. Equipped with a sleek cooktop and hood, stainless steel oven, microwave, and a refrigerator with a built-in Keurig, this kitchen is a culinary haven. Adjacent to the kitchen, the breakfast nook features a fixed glass bay window, framing tranquil views of the pool and lanai. The large family room with tray ceiling is enhanced by triple sliding doors leading directly to the lanai, creating an effortless indoor-outdoor flow. Nearby, the guest wing houses bedrooms two and three with built-in California closets and a shared guest bath with quartz-topped vanity and tub/shower combo. Bedroom four is tucked away at the rear of the home, offering direct access to a pool bath with a walk-in shower, making this area perfect for guests seeking their own private space. Step outside to a large, screened lanai with a heated pool, hot tub, and infinity screening for unobstructed views of the lush surroundings. The expansive, fenced backyard leads to a 10x20 dock with a 10, 000-pound boat lift on a quiet minimum-wake canal, providing deep water SAILBOAT access just minutes to Charlotte Harbor with access to the Gulf of Mexico. Additional highlights include a spacious three-car garage with a durable epoxy floor, indoor laundry room, impact windows and sliding doors, and a brand-new tile roof installed in 2023. Enjoy maintenance-free living in this prime location, just a 20-minute drive from both Boca Grande and Manasota Key beaches. With easy access to some of Southwest Florida’s most stunning coastal destinations, this home is perfect for boating, fishing, and basking in endless sunshine—a true treasure in a tropical paradise.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.343% | 6.876% | 6.725% |
Monthly Tax Payment | $740 | $740 | $740 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,605 | $4,665 | $6,265 |
Total Monthly Payment | $5,437 | $5,497 | $7,097 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.