Discover this well-priced opportunity in the coveted Southside Village neighborhood: a charming 1938 cottage that combines classic character with modern amenities. Nestled on Bougainvillea Street, one of the most picturesque of Sarasota's beloved flower streets, this home features original wood floors, high ceilings, and a renovated kitchen, all while offering roomy storage uncommon for its vintage. Meticulously maintained, the property boasts updates including a newer HVAC system, tankless water heater, and metal roof. The main residence includes two bedrooms, two full baths, and a generously sized kitchen, complemented by spacious formal living and dining areas, a sunlit Florida room, and a convenient laundry/mud room. A cozy finished loft in the attic (not included in the square footage) overlooks the second bedroom and would be ideal for a play area, bunk room, art studio, or extra storage. Low-maintenance hardscaping enhances the outdoor space, while two detached structures at the rear of the property—a sizable garage and a one-bed, one-bath guest studio with a kitchenette—offer incredible versatility. A circular driveway allows for ample off-street parking, and brick-paved patios in back invite seamless indoor-outdoor living. Enjoy leisurely strolls through the neighborhood, with the highly regarded Southside School just a block away, vibrant shops and restaurants nearby in Southside Village, and world-famous Siesta Key just over a mile from your doorstep. This home is easy to maintain and has weathered the recent storms beautifully, making it perfect for year-round living, seasonal use, or a vacation rental.
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$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $395 | $395 | $395 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,605 | $4,605 | $6,315 |
Total Monthly Payment | $5,092 | $5,092 | $6,802 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.