307 Fern Cliff AVENUE, Temple Terrace, FL, 33617 | $325,000
This lovely property has 4 bedrooms, 2 bathrooms with an open floor-plan and split bedrooms. This is a large 2, 188sf SMART HOME! There is a formal living room, dining room along with the bonus room allowing for plenty of space to entertain . The kitchen with a breakfast area and counterspace looks onto the open oversized family room leading to an extended fenced backyard to your private property. Close to 1/4 acre of non deed restricted private property in Temple Terrace. NO HOA, NO CDD's!! Parts of the home have been updated in 2019, however since the two hurricanes, the roof has a small leak. The kitchen is dated/original. The price reflects these renovations. The AC Condenser was replaced on 10/28/24. Now you have ice cold air!! The hot water heater was replaced in 2019. Interior paint was freshly painted in 2024. Plumbing was all re-piped and the electrical wiring and panel was updated in 2019. Included with this SMART HOME is a Vivint Monitoring and a Control Panel. The motion activated sensors are on all doors and windows. This service can be acquired through Vivint. Temple Terrace is strategically convenient to I-75, I-4, Moffitt Cancer Center, Hospitals, USF and neighborhood schools. This is a gulf cart community with access to the wonderful Temple Terrace Recreation Center, shopping in nearby Brandon to the south or Tampa premium outlets to the North. Tampa International Airport, Tampa International Mall, Downtown and beaches within a short drive. Convenience and value packed home in search of the happy family to enjoy.
Features
- Rooms: 7
- Bedrooms: 4
- Baths: 2 full
- Lot Size: 65 x 150
- Laundry: Electric Dryer Hookup, Inside, Laundry Room
- Style: Ranch
- Year Built: 1954
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,188
- Acreage: 0.22
- Lot Size: 65 x 150
- Est. Taxes: $6,060
- Lot Desc: Near Golf Course, Near Public Transit, Sidewalk
- Elem. School: Temple Terrace-HB
- Middle School: Greco-HB
- High School: King-HB
- Pet Policy: Cats OK, Dogs OK
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
- MLS#: TB8315829
- Days on Market: 21 days
- Website: https://www.raveis.com
/prop/TB8315829/307ferncliffavenue_templeterrace_fl?source=qrflyer
Listing courtesy of AGILE GROUP REALTY Phone: 813-569-6294
William Raveis Family of Services
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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- Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
307 Fern Cliff AVENUE, Temple Terrace, FL, 33617
$325,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $505 | $505 | $505 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,730 | $1,728 | $2,229 |
| Total Monthly Payment | $2,310 | $2,308 | $2,809 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388