479 Trout LANE, Oldsmar, FL, 34677 | $274,900

Welcome to this stunning, updated and tastefully decorated home. Bring your fussiest Buyer’s, they will not be disappointed. Everything has been done for the new owner. Beautiful new Chef’s kitchen with Kraftmaid soft close kitchen cabinets and Kraus stainless steel undermount sink with Kraus commercial faucet. Tasteful granite countertops. New stainless-steel appliances that include Broan rangehood, Frigidaire range, refrigerator, and dishwasher. Completely updated primary and guest bath. Replaced all interior doors including new hardware. Quality vinyl double hung, low e366, double glazed, argon filled windows throughout home. Three new Anderson exterior doors. Old popcorn removed/new texture added. Strips removed from walls and orange peel coating applied. New wood trim and molding throughout the home. Replaced electrical light switches and covers. New interior and exterior main electric panels. No poly pipe here-replaced with Uponor Pex-A water pipe. New hot water heater 2024. In 2021- vapor barrier, twenty-eight new concrete foundation supporting piers, 3. 5-ton Comfortmaker HVAC and main feed and return air duct work under home. 2019- Retrofit/Upgrade of hurricane tie downs. 2018-New TPO roof over main home. Maintenance free lawn with synthetic turf and putting green. New vinyl siding and skirting. Gull-Aire is a 55+community that has a socially active clubhouse, library, pool table, shuffleboard, Bocce ball court and heated pool & spa. Planned activities at the clubhouse that include Bingo, cards, pool exercise, yoga, and line dancing. Golf cart friendly. HOA is $50. 00 per month. Pet friendly-one pet-any size. You own your own land. Conveniently located across the street from the community are AMC Theatres, Beall’s, Marshall’s, PetSmart, Five Below, Dollar Store and restaurants. Just minutes to Super Walmart, Publix, and Countryside Hospital. About ten miles away are the beautiful beaches of Honeymoon Island and Caladesi State Parks. Room sizes are approximate and to be verified by the Buyer.

Features

  • Amenities: Clubhouse, Pool, Sauna, Shuffleboard Court, Spa/Hot Tub, Wheelchair Access
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Traditional
  • Year Built: 1988
  • Garage: Parking Pad
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,394
  • Acreage: 0.09
  • Est. Taxes: $2,196
  • HOA Fee: $50 Monthly
  • Lot Desc: FloodZone, City Lot
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
  • MLS#: TB8316313
  • Days on Market: 15 days
  • Website: https://www.raveis.com
    /prop/TB8316313/479troutlane_oldsmar_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/23/2024 8:17:08 AM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 727-461-1700

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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479 Trout LANE, Oldsmar, FL, 34677

$274,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $219,920 $219,920 $219,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $183 $183 $183
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,463 $1,462 $1,886
Total Monthly Payment $1,721 $1,720 $2,144

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.