This beautifully updated home combines vintage charm with a worry-free, modern lifestyle—just steps from the sparkling shores of Lake Champlain. Imagine evening strolls to Bay Park, lazy afternoons at the creemee stand, and cocktails at Bayside Pavilion, just around the corner! Inside, you’re greeted by a welcoming vibe that balances classic character with fresh updates. The bonus family room, complete with stunning exposed beams, is a cozy haven—perfect for movie nights, game days, or curling up with a good book. The kitchen and dining spaces flow seamlessly, making hosting a joy and daily routines feel effortlessly charming. Downstairs, the expansive walkout basement is a treasure trove of possibilities! Create a gym, workshop, or just epic storage—the choice is yours. Step outside to a garden-lover's dream: plenty of space for your veggie and flowers gardens, a fire pit begging for s’mores nights, and ample space for lawn games or simply soaking up the sunshine. Add in a detached two-car garage with loads of storage, and this home is the full package! Showings begin 11/8.
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,730 | $1,728 | $2,193 |
Total Monthly Payment | $1,805 | $1,803 | $2,268 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.