SO MUCH TO SAY ABOUT THIS BEAUTIFUL, WELL-MAINTAINED MODULAR PALM HARBOR HOME! LILY LAKE is larger than most in this over 55 golf course community where you OWN your LAND & HOME! There is much to say about the LILY LAKE COMMUNITY! This 2 bedroom 2 bath spacious home sits right on hole #2 on Lily Lake's 9 hole golf course. The golf course is privately owned by residents. This homeowner has one share in the golf course that with convey with the sale of the home. The living room, dining room, hallway, and both bedrooms are adorned with "Diamond" laminate flooring. . . JUST BEAUTIFUL! The living room, dining room, and 9x24 screen porch overlook hole #2. The kitchen is fully equipped to include a small breakfast bar, newer appliances and a May, 2024 dishwasher and a September, 2024 Microwave. The en suite primary bedroom is 13. 9x14. 11 with a generous walk in closet along one wall. The spacious en suite bath has a shower with plenty of room for two! There is also a large guest bedroom and hall bathroom complete with tub and shower combination. THIS HOME HAS SO MUCH MORE: There is a 12x30 ft deep carport that ends with a 10x12 golf cart shed. There is a 24x24 garage on the HALF LOT that has a nice workshop with a workbench, pegboard, floored storage overhead, and an electric garage door opener! EVERY MAN'S DESIRE! On the other side of the home there is a 13x40 ft RV Port and behind it is a 15x15 storage room (under air/heat) with an office accessed by a spiral staircase! This home also has a Generac with two 58 gallon gas tanks that you will own. The Generac is Not automatic. The central air & heat unit is newer in 2021! This home will be furnished & a list may be provided to potential buyers. LILY LAKE AMENITIES! 9 hole Golf Course, Clubhouse (planned activities) Library, Fitness room, POOL, Hot Tub, Pickle Ball Courts, Billiards, Shuffleboard Courts, 3 Dog Parks, & Laundromat. YOU HAVE LOT OWNERSHIP AS WELL AS HOMEOWNERSHIP! LILY LAKE IS THE PLACE TO LIVE. . . . ABOUT 1+ HOUR TO DISNEY, ALL ATTRACTIONS, ORLANDO & TAMPA INTERNATIONAL AIRPORTS, ATLANTIC OCEAN & GULF OF MEXICO & LOTS MORE!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $184 | $184 | $184 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,730 | $1,728 | $2,193 |
Total Monthly Payment | $1,989 | $1,987 | $2,452 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.