One or more photo(s) has been virtually staged. BRAND NEW ROOF INSTALLED JULY 2024. HUGE PRICE IMPROVEMENT!!! MUST SEE INSIDE!! Fully renovated 2 bedroom, 1 bathroom GARAGE home in the heart of Saint Petersburg with over 1, 500 square foot of total living space! Featuring a large front porch, and an even bigger back porch that has just been re screened. All new hurricane impact windows throughout the home. Freshly painted inside and out. All new stucco on the exterior of the home. Brand new front door, and garage door. All new solid wood kitchen cabinets, stainless steel appliances and QUARTZ countertops! New luxury vinyl plank flooring throughout the entire home. New interior doors and trim, and a completely remodeled bathroom. New fence gates on both sides of the home. LARGE lot on almost a 1/4 acre, featuring a large driveway, front walkway and a HUGE backyard complete with 2 sheds. This home is ready for its new owner! Just bring your toothbrush, this home will leave the new owners with peace of mind for years to come! NOT IN A FLOOD ZONE! Close to Downtown St Pete and Florida’s great beaches! Come take a look!
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Our Executive Mortgage Banker:
Our Insurance Division:
$319,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,200 | $255,200 | $255,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $328 | $328 | $328 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,698 | $1,696 | $2,152 |
Total Monthly Payment | $2,101 | $2,099 | $2,555 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.