2012 10th STREET, Saint Cloud, FL, 34769 | $280,000

Discover the perfect blend of charm and convenience in this lovely St. Cloud home! This 3-bedroom, 1. 5-bathroom home offers 973 sq ft of comfortable living space with the freedom of NO HOA on a spacious 0. 21-acre lot. Upon entering, you’re welcomed into an open layout that combines the living and dining areas, with large windows filling the space with warm natural light. The kitchen boasts modern appliances, a stylish subway tile backsplash, and plenty of storage to make meal prep a breeze. Each bedroom provides ample storage, natural light, and enough room to make everyone feel right at home. Step outside to the expansive, fully fenced backyard—an ideal spot for little ones or pets to safely explore. Whether you’re soaking up the Florida sun, hosting a summer BBQ, or unwinding with loved ones under the stars, this backyard is ready for all your outdoor plans. Just a short walk to downtown St. Cloud and accessible by golf cart, this location combines charm and convenience with ease. With a roof and AC just five years old, you’ll have peace of mind in this well-maintained home. Nearby lakes and natural areas let you enjoy Central Florida’s scenic beauty, while the excitement of Disney World is only 30 minutes away! Don't wait on this amazing home in an ideal location, schedule your private showing TODAY!!!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Laundry: Laundry Room
  • Year Built: 1976
  • Garage: Circular Driveway, Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 973
  • Acreage: 0.21
  • Est. Taxes: $538
  • Elem. School: Lakeview Elem (K 5)
  • Middle School: St. Cloud Middle (6-8)
  • High School: St. Cloud High School
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: G5088942
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/G5088942/201210thstreet_saintcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/5/2024 12:54:44 AM)
Listing courtesy of DENIZ REALTY PARTNERS LLC   Phone: 407-704-0780

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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2012 10th STREET, Saint Cloud, FL, 34769

$280,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $224,000 $224,000 $224,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.159% 6.276%
Monthly Tax Payment $45 $45 $45
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,490 $1,489 $1,889
Total Monthly Payment $1,610 $1,609 $2,009

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.