Discover the perfect blend of charm and convenience in this lovely St. Cloud home! This 3-bedroom, 1. 5-bathroom home offers 973 sq ft of comfortable living space with the freedom of NO HOA on a spacious 0. 21-acre lot. Upon entering, you’re welcomed into an open layout that combines the living and dining areas, with large windows filling the space with warm natural light. The kitchen boasts modern appliances, a stylish subway tile backsplash, and plenty of storage to make meal prep a breeze. Each bedroom provides ample storage, natural light, and enough room to make everyone feel right at home. Step outside to the expansive, fully fenced backyard—an ideal spot for little ones or pets to safely explore. Whether you’re soaking up the Florida sun, hosting a summer BBQ, or unwinding with loved ones under the stars, this backyard is ready for all your outdoor plans. Just a short walk to downtown St. Cloud and accessible by golf cart, this location combines charm and convenience with ease. With a roof and AC just five years old, you’ll have peace of mind in this well-maintained home. Nearby lakes and natural areas let you enjoy Central Florida’s scenic beauty, while the excitement of Disney World is only 30 minutes away! Don't wait on this amazing home in an ideal location, schedule your private showing TODAY!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$280,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $224,000 | $224,000 | $224,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $45 | $45 | $45 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,490 | $1,489 | $1,889 |
Total Monthly Payment | $1,610 | $1,609 | $2,009 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.