~Presenting 10 Prospect St. ~
A Daniel Burdick built home set in the heart of the Historic Hill and Harbor District, this home has been lovingly cared for by the same family for over 60 years! Sitting on a large picturesque lot, this home offers three spacious levels of living. You can sit and enjoy the day on the front porch, or on the back deck overlooking the beautiful grounds.
The interior of this home offers period details including high ceilings, beautiful woodwork and crown moldings, and a grand foyer/entryway staircase. The main level offers a double parlor, two bedrooms, and a hall bath. The upstairs level, which can be accessed by the main staircase, or a second back staircase, has three bedrooms, sitting room space, a hall bath and access to the Widow's peak above. The lower level, accessed by the back stairway, holds the dining room, eat in kitchen and den, along with laundry and storage. You can enjoy the quiet setting of the neighborhood, and yet you are just a short distance from lively Main St. , with its restaurants, shopping, waterfront venues and marinas. This location really has it all! Just a 20 minute drive to beautiful South County beaches, or to the Capital city of Providence, a Ten minute drive to Providence International Airport, and an hour to Boston.
This home has stood long and proud on the hill, and is ready for it's next chapter.
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Our Executive Mortgage Banker:
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$999,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $799,999 | $799,999 | $799,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.902% | 6.486% | 6.056% |
Monthly Tax Payment | $1,032 | $1,032 | $1,032 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,542 | $4,991 | $6,697 |
Total Monthly Payment | $5,666 | $6,115 | $7,821 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.