AMAZIING PRIME LOCATION!! OVERLOOKS THE GOLF COURSE Enjoy the view and serenity of your back yard which is the golf course. This first floor unit has a HUGE front porch for chatting with neighbors and friends. Enter to the spacious and open living room/dining room combo with neutral colors and plenty of natural light. The rear patio is private and quiet to enjoy the golf course view and entertaining family and friends.
Welcome to Your Spacious 1370 SF 2/2 Condo, perfect for those seeking an active lifestyle within the highly desirable 55+ On Top of the World community. This gated community provides peace of mind with 24/7 security guards, ensuring privacy and safety. For recreation, residents can indulge in the amenities of two heated pools, a clubhouse bustling with activities, and a dedicated dog park for furry companions. The convenience of electric vehicle charging stations underscores the community's commitment to sustainability. Over 170 clubs including Lawn bowling, tennis, horseshoe and so much more! An upgraded cardio exercise room and Good Karma Café complete your experience. Dances, woodworking shop and so much more. You can be as busy as you want here or just relax and enjoy a quiet walk around the neighborhood.
Monthly fee covers water, sewer, trash, cable and all the exterior maintenance of grounds and buildings, you just pay your electric bill! Designed for those aged 55 and better, this vibrant neighborhood fosters a sense of community with its welcoming atmosphere and engaging social opportunities. Whether you're enjoying a leisurely stroll through manicured grounds or participating in organized events, every day brings new possibilities in this exceptional condominium. Don't miss your chance to experience resort-style living! The kitchen is light and bright with tile flooring and features an eat in area for coffee or snacks. The Florida room has a wall of windows to let in the natural light or enjoy the view of the golf course. The primary bedroom has an x-large triple closet, a built in desk and a private bathroom complete with a vanity and a tub. The second bedroom has a large closet and guest bath with walk in shower right down the hall. This condo is outfitted with both a washer and dryer. Assigned parking space in front of the building.
The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for resident owners. The HOA also covers free internet & cable TV. There are two swimming pools; one is heated. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios and a woodshop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has snacks and take-n-bake meals. The OTOTW community has free bus service as well as additional transportation options available including wheelchair service. A variety of medical resources are located nearby. Close to shopping, restaurants, and entertainment This unit comes completely furnished and is move in ready.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,200 | $183,200 | $183,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $262 | $262 | $262 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,219 | $1,218 | $1,571 |
Total Monthly Payment | $1,556 | $1,555 | $1,908 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.